A certificate of occupancy is a document issued by a local government agency or building department certifying a building’s compliance with applicable building codes and other laws, and indicating it to be in a condition suitable for occupancy. The Occupancy Certificate in Bangalore is issued by a statutory authority e.g. BBMP or BDA in Bangalore allowing permission to “occupy” any property. It is required for commercial buildings and for residential buildings that have more than five units. Obtaining an OC is a requirement under the Karnataka Apartment Ownership Act, 1972. Obtaining an OC is a requirement under the Karnataka Apartment Ownership Act, 1972. The law says one cannot legally move into a building unless the developer gets an occupancy certificate from the BBMP or BDA. The corporation can ask apartment owners to leave such illegally occupied flats or impose heavy penalties. Occupancy certificate is also required when the buyer applies for Khata.
However, note that the occupancy certificate is not needed for registration of the property during purchase currently in Bangalore (though is mandatory in some parts of India). This often leads buyers to believe that the occupancy certificate is not important.
The certificate of occupancy in Bangalore is one of the most crucial documents a homeowner must possess. Once a developer completes a project, it is issued an occupancy certificate by the local town planning authority. In the case of apartments, the OC is issued for every tower which is completed. The certificate is not only a proof of the project’s completion but, it also implies that the development has been done as per the approved plan. It also implies the projects meets the safety standards that make it habitable for human beings. Akin to a degree certificate a student receives upon completion, a project is said to have been ‘passed’ by the local authorities once a project receives the occupancy certificate.
The occupancy certificate in Bangalore is pre-requisite when applying for Khata (a revenue document for the payment of property tax). Properties which do not have OC will never qualify for A-Kahata! If you ever plan to sell your house and the occupancy certificate is unavailable, then the resale value will be far below the market rate! Most nationalized banks do not approve loans to such resale properties which do not have
The builder/person who is constructing the flat/villa/apartment is responsible for getting this to the buyer of the flat/villa/apartment. The builder needs to fill an occupancy certificate application form, submit documents and pay required fees for the issue of the certificate. However, in case the deviations are up to five
Watch our YouTube Video for More details.
As mentioned by the Additional Director, Town Planning, Bruhat Bangalore Mahanagara Palike.
Any developer of the property in the jurisdiction of BBMP area who has obtained Plan Sanction is eligible for this service.
BBMP may treat the proposal as follows (ref: Cl 303+304 of KMCA)
BBMP may ask the developer to take the following measures, for the sake of existing/proposed power/water/sewerage lines, new roads or widening of roads:
The developer must re-submit revised plans to comply with BBMP’s objections and conditions. The Plans must be revised thoroughly: They must not contain superimposed corrections. After the grant, the developer may apply for increase in permissible floor area the Developer must pay fees and penalty if modifications are proposed after the work starts, additional penalty applies The developer must deposit a refundable security deposit of Rs. 25/m2 and If the construction is not as per plan, BBMP forfeits this deposit.